Best Travel Credit Card in 2024 to Explore on Your Next Trip

Best Travel Credit Card in 2024 is a key consideration when you are planning your next travel to Europe, Asia, America and any top destination in the world. Having the right credit amongst others ensures you have a seamless travel experience either for study, tourism, work or vacation especially when you are running low on cash.

On the flip side, selecting the wrong one can pose a sad and difficult journey as key moments revolve around financial transactions. An awful travel experience is the nightmare of all travellers so this must be avoided.

If you want to avoid an awful international travel experience and explore without limitation all you want without considering any financial restraints, it is important you read this article to the end as we will be revealing the best proven and trusted international credit.

Just before we highlight a list of Credit cards you should go for in 2024, that will save you stress, disappointment and time, we have highlighted below why you need a travel credit card when on a journey.

Why You Need Credit Cards

You may be wondering why you need a credit card when you are embarking on a journey but the reasons are numerous, all for ensuring a seamless experience.

Check out why you need a formidable travel credit card:

• With a travel credit card, you can earn points or miles for travel-related expenses like flights, hotels, and car rentals.
• You can with these cards unlock bonus points for spending on dining, transportation, and accommodation.
• With a travel credit card, you can avoid foreign transaction fees, saving 2-3% on international purchases.
• Another beneficial area is for when there are trip cancellation or interruption insurance for unexpected changes.
• Travel credit cards can also ensure that you get coverage for lost, damaged, or delayed luggage.
• Travel credit cards in no small measure guarantees that you can access emergency medical insurance when traveling abroad.
• The reception of rental car insurance with collision damage waiver (CDW) coverage is hugely determined by travel credit card.
• With a travel credit card, one is bound to enjoy priority access to airport lounges for comfort and amenities.
• Similarly, these cards help to take advantage of free checked bags when flying with partner airlines.
• Still with air travel, a travel credit card ensures that one can board flights earlier with priority boarding perks.
• Considering hotel discounts, upgrades, and free night stays at partner hotels, a travel credit card is the best option for you.
• Accessing 24/7 global assistance for travel emergencies or lost items is ensured by a travel credit card.
• Travel credit cards also secure concierge services for travel planning, reservations, and event bookings.
• The right travel credit cards secure benefits from automatic currency conversion at competitive rates.

Focusing on exploring the whys of travel credit cards from their benefits, you can get the following:

• Earn large sign-up bonuses by meeting minimum spending requirements.
• Extend warranties on purchased items automatically with your card.
• Get purchase protection for lost, stolen, or damaged items bought on your trip.
• Enjoy cashback options to offset travel expenses.

In summary, having a travel credit card is an important consideration when planning your next trip. In essence, it enables you to travel with peace of mind, knowing you have emergency funds and fraud protection.

Best Travel Credit Card in 2024 to Explore on Your Next Trip

It is not enough to know why you need a travel credit card but it is important to go for the right credit card that will serve the purpose it is meant to. The financial sector continues to evolve, and it is important to evolve as the industry evolves.

As the industry evolves so do the players which are providers of these cards hence the need for one to be up to date to know what is working and what is not.

This post is aimed at helping you identify the best-performing travel credit card in 2024. Check out the list before for consideration on your next trip.

Chase Freedom Unlimited Credit Card

The card by Chase Bank offers you flexible cash back rewards and need 670 – 850 credit score for an excellent and good grading.

A major perks about using this cars is that it offers you an extra 1.5% on everything you buy with a capacity of up to $20,000 spent the first year worth up to $300 cash back.

The above perk translates to a 6.5% on travel purchased through Chase Travel with a breakdown of 4.5% on dining and drugstores with 3% on all other purchases.

This cards comes with a zero annual fee with a 0% intro Annual Percentage Rate (APR) for 15 months from account opening on purchases and balance transfer. The card also attracts a variable APR of 20.49% – 29.24%. Is important to state that the foreign transfer fee is 3% of each transaction in U.S Dollars.

Key Takeaways

• Requires a credit score of 670-850 for approval (good to excellent).
• Offers an extra 1.5% cash back on all purchases in the first year, up to $20,000 spent (up to $300 cashback).
• Provides 6.5% cash back on travel booked through Chase Travel.
• Gives 4.5% cash back on dining and purchases at drugstores.
• Earns 3% cash back on all other purchases.
• Has no annual fee.
• Includes a 0% intro APR for 15 months on purchases and balance transfers.
• Applies a variable APR of 20.49% – 29.24% after the intro period.
• Charges a 3% foreign transaction fee on purchases made in U.S. dollars.

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United Travel Rewards Credit Card

Another amazing card to explore on your next trip is the United Airlines Travel Rewards that can be can be accessed with a credit score between 670 and 850.

This credit card as it is offered by an airline is applicable for air travel. On getting the card, you can earn a whooping 20,000 bonus mile after you spend $1,000 on purchases in the first 3 months of account opening.

In addition, one will get a 0% intro APR for 12 months from account opening on purchases.

The card comes with a regular APR of between 21.99% and 28.99% variable with a significance of earning 2 miles per $1 spent on United Airlines, gas stations and local transit.

Key Takeaways

• Requires a credit score between 670 and 850 for approval (good to excellent).
• Earns 20,000 bonus miles after spending $1,000 within the first 3 months of account opening.
• Offers 0% introductory APR for 12 months on purchases.
• Has a regular APR ranging from 21.99% to 28.99% (variable).
• Earns 2 miles per $1 spent on United Airlines, gas stations, and local transit.

Chase Sapphire Preferred Credit Card

If you are looking for travel rewards then the Chase Sapphire Preferred Credit Card is the perfect match for you. The credit card requires a credit score of between 670 and 850 points to fall in the range of good to excellent score.

The card also offers up to $1,050 in Chase Travel value with 60,000 bonus points after $4,000 in purchases of your first 3 months from account opening. This translates to a value of $750 when redeemed through Chase Travel.

As additional perks, the owner of this card also gets up to $300 in statement credits on Chase Travel purchases within your first year.

This card comes with an annual fee of $95 and a regular APR ranging from 21.49% and 28.49% variable.

This card also comes with complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.

Key Takeaways

• Requires a credit score of 670-850 for approval (good to excellent).
• Offers 60,000 bonus points after spending $4,000 within the first 3 months, worth up to $1,050 in Chase Travel value or $750 when redeemed through Chase Travel.
• Provides up to $300 in statement credits for Chase Travel purchases during the first year.
• Charges an annual fee of $95.
• Has a regular APR ranging from 21.49% to 28.49% (variable).
• Includes complimentary access to DashPass with $0 delivery fees and lower service fees for at least one year (activate by December 31, 2027).

Ink Business Preferred Credit Card

If getting massive bonus points is your catch then the Ink Business Preferred Credit Card is for you. It offers 90,000 bonus points after spending $8,000 on purchases in the first 3 months from account opening,

This bonus is equivalent to a $900 cash back or $1,125 toward travel when redeemed through Chase Travel. The card attracts an annual fee of 95 with a 21.24% – 26.24% variable as regular APR.

The Ink Business Preferred Credit Card allows you plenty of flexibility with redemption options. In addition, the card helps you unlock 25% more value if you use your points to book travel through the Chase Travel portal.

Key Takeaways

• Offers 90,000 bonus points after spending $8,000 within the first 3 months of account opening.
• Bonus points are equivalent to $900 cash back or $1,125 toward travel when redeemed through Chase Travel.
• Charges an annual fee of $95.
• Has a regular APR ranging from 21.24% to 26.24% (variable).
• Provides flexible redemption options for points.

Conclusion

Painstakingly considering the travel credit card to go for is a process worth every ounce of the stress as it says a lot about how worthy your travel experience becomes.

Above are carefully curated list of credit cards to pick from to ensure a seamless trip when next you are on a journey. Feel free to carefully look at the feature that works best for you.